The Vault keeps your gold safe. Gold in your purse can be taken when you lose a fight in the Arena; gold in the Vault never can.
Depositing and withdrawing
•
Deposit: free, any amount.
•
Withdraw: the Vault keeps 5%. Take out 100,000 and you receive 95,000. The page shows what you will receive before you confirm.
• There is no limit, no wait and no interest.
What is at risk
When you lose an Arena fight, the winner takes one fifteenth of the gold in your purse, and nothing from the Vault. Below level 50, or when your level is under 90% of the winner's, you lose nothing at all. See
The Arena.
Gold that goes straight to the Vault
Market sales, trades and transfers from other vampires, crafting-order commissions and most refunds are paid into your Vault, not your purse. Gold you offer in a trade is held from your Vault, and the Patrons' Monument can take gifts straight from it without the 5% fee.
The Vault Signet
Buy the
Vault Signet once, at the Vault, for 250,000 gold. While it is switched on, a payment you can't cover from gold in hand uses your hand first, and the Vault pays the rest plus a 10% fee on the part the Vault pays. Switch it on or off at any time. Carrying gold is still the cheaper way to shop.
Your coven's treasury
Coven gold is kept separately in the coven treasury, which any member can give to for free. The coven bank holds items, not gold. See
Covens.
